MORTGAGE PROFESSIONAL & GENERAL INSURANCE AGENT
Miranda Karl is an experienced and passionate mortgage professional that wants to take the confusion out of your mortgage. She understands the complexity behind the financing and can help you make the most of your money.
Miranda is dedicated to finding you the best possible pricing and product options available to you. Whether you’re looking to purchase your first home or shop for insurance, Miranda wants to make your experience stress-free.
Protecting your investments doesn’t have to be scary. That’s what Miranda is here for.
MORTGAGE & PRODUCTS
— Name, Title
Mortgages & Products in Alberta and BC
Mortgage Solutions for All Lifestyles
With almost a decade in the mortgage industry, Miranda is confident she can provide specialized mortgage solutions that will work best. Above all else, Miranda values helping you make decisions that will benefit you in the long run.
Miranda’s primary focus is making mortgage decisions easy, so you don’t have to stress about uncertainty or confusion. She can help build a personalized mortgage plan, switch from an existing plan, and always work hard to find the best possible rates.
What Miranda Can Offer
Your First Home
Purchasing your first home is a big step, but it doesn’t have to be stressful. Miranda can help walk you through the process and make it easy to understand, from preapproval to possession. With Miranda’s help, becoming a homeowner for the first time will be exciting and worry-free!
Your Second Home
If you’re thinking about selling your home to upgrade, downsize, or move across the country - Miranda can help. From current market value to getting the timing right, Miranda can ensure you’re fully knowledgeable before you make any big decisions.
Your Vacation Home
Purchasing a home-away-from-home can give you the getaway you crave, whether it’s a cabin in the woods or a villa on the beach. Miranda can provide you with the necessary know-how to prepare you financially for a vacation home.
Miranda can potentially save you a significant amount of money at renewal time. By continuously shopping around, she’s always on the hunt for the very best product options. So, with Miranda, if you’d like to renegotiate your terms, you’re prepared.
If you’re interested in taking advantage of lower market interest rates, Miranda can help guide you through the process. From consolidating debt to gaining access to your home equity, she can give you the valuable information you’ll need.
Home Equity Line of Credit (HELOC)
A Home Equity Line of Credit is an underutilized financial tool that can open a world of opportunity for interest rates. Although they can seem complex, Miranda can make it simple. Find out how she can help today.
Renovations & Home Improvements
If you’re interested in purchasing a home that needs work, Miranda can help by giving you access to lenders that can include property improvements into your mortgage. With Miranda, a house that needs a few things can become your dream home.
Beyond the standard reasons you may need financial guidance, Miranda is well-versed in many situations that may call for her assistance.
If you own your own business, you may encounter some difficulty obtaining a mortgage on your own. Miranda has all the experience and connections to find you a private lender that embraces the self-employed. Additionally, she understands the intricacies of self-employment and tax write-offs, so you’re completely prepared.
New to Canada
If you’re new to Canada, the mortgage process may seem confusing and complicated. Miranda is familiar and experienced with the mortgage process for newcomers, so she can successfully help you find your new home.
Reverse mortgages are complex mortgage products that allow homeowners to access the unencumbered property value without selling their home. Miranda can give you the necessary information to see if a reverse mortgage may be right for you.
If you’re planning on purchasing property as an investment, there are things that you may need to know. With long-standing experience and genuine passion, Miranda can ensure your decisions are informed and effective.
If you’ve found yourself with several different debts and payments are becoming overwhelming, debt consolidation may be able to help. Debt consolidation involves combining all of your debts into one manageable payment, and Miranda can help you navigate that.
If you want retirement to be in your future, you may want to start thinking about your goals and what you can do to achieve them. Miranda can help you develop a comprehensive plan to help you reach your goals and retire comfortably.
If you’re looking into commercial real estate, having all the correct and up-to-date information can save you time and money. Miranda can assist you in making the most of emerging opportunities so you can make meaningful decisions.
If building your dream home is on your to-do list, Miranda can help guide you through the process, which can be complicated. From new land purchase to getting the locks installed, Miranda will be there every step of the way.
For all your mortgage needs, please give Miranda a call.
Working Hard to Save You Money
Unlike other mortgage professionals, Miranda won’t display charts or lowest posted rates. She recognizes that the mortgage landscape is ever-changing, and so are rates. Your rates will depend on many different factors, including:
Your down payment
Your credit score
Your willingness for payout penalty
It’s virtually impossible to provide you with an accurate depiction of your rate without diving deep into your financial history. Miranda takes pride in taking the time to get to know you on a personal level, so you can feel comfortable that she genuinely wants to save you the most money possible.
So, instead of giving you what may be a significantly inaccurate depiction of what your rate will be, give Miranda a call to learn more. The last thing Miranda wants is to provide you with an idea and leave you disappointed, so she offers no-obligation conversations so you can learn a little bit about what your situation may look like.
With years of experience and a passion for the industry, Miranda guarantees that even if she can’t find you the lowest overall rate, you’ll feel informed and respected. Please, give her a call today to see how she can help. Contact Miranda
Policies You Can Count On
Home insurance is paramount in safeguarding your most significant investment and everything inside it. Whether your belongings are valuable in cash value or sentiment, protecting your things can help give you much-needed peace of mind.
Miranda can help work with you to find the best home insurance policy for you and your family. If you’re a first-time home buyer, she can also help you navigate the world of mortgages!
Auto insurance is a must for all drivers, whether you’ve just gotten your license or have been on the road for 20 years. Auto insurance can help get you out of sticky situations by protecting your assets after an accident.
Miranda can recommend auto insurance that will have your back when you need it and ensure that getting coverage is quick and easy.
If you’re a business owner, liability insurance is paramount to protect you against liability risks, such as injury, property damage, and financial loss. Additionally, liability insurance can help cover any legal costs and payouts in the event you’re found liable for damages.
Miranda can help guide you through the process of finding the right coverage for your situation.
If you have any questions or are curious about insurance, please give Miranda a call.
A Mortgage Professional & General Insurance Agent You Can Rely On
Miranda Karl is a passionate, genuine mortgage professional that has provided unparalleled customer service for over 15 years. She graduated from Camosun College in 2004 with a Bachelor’s Degree in Business Administration, majoring in finance. She understands the intricacies and nuances that accompany the lending industry and is proud to offer reliable guidance when it comes to your money.
Miranda can use her award-winning expertise with almost a decade of experience in mortgages to support you through some of the most critical decisions in your life.
Since beginning her career in finance, Miranda has been a trusted and respected mortgage professional in the local community. She won Rookie of the Year in 2012 at Enrich Mortgages, her first year in the industry, which proved her outstanding commitment to her profession. She has also made the top 20% in Canada while with Mortgage Alliance in 2017, making her one of the most reputable mortgage professionals in the country.
In addition to her well established career in the mortgage industry, Miranda is also a licensed general insurance agent with InsureLine Complete. Miranda has been in the insurance industry since 2016.
Miranda has described herself as a fun, outspoken professional with a passion for saving clients money. She has taken a particular interest in first time home buyers and genuinely enjoys helping people with renewals.
Outside of work, Miranda volunteers with Calgary seniors and enjoys spending time with her 2 cats and 2 dogs. She also lives an active lifestyle with a specific interest in baseball and golf.
“There is nothing I value more than successfully helping someone find a great rate.”